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Whether looking for a home in one of our great towns like Fergus Falls, or finding your dream lakefront cabin, we are here to help you buy your next home. We understand this is one of the biggest decisions you will face, at any point in your life. Not only are we committed to finding you the right property at the best price, we will walk you through the transaction, address all of your concerns and assist you with all paperwork and negotiations. Your complete satisfaction is our highest priority.

When It’s Time to Move, We Can Help

Homesandlakeshore.com provides a FREE moving trailer to clients on a first come, first served basis. Save time and money, and start enjoying your new home sooner. This service is available to buying and/or selling clients throughout Otter Tail County, including Ashby, Battle Lake, Clitherall, Dalton, Erhard, Fergus Falls, Henning, New York Mills, Ottertail, Perham, Underwood, Vining, and all of the beautiful lake areas, town neighborhoods and rural properties with acreage.

We would be honored to assist you in buying your next home, and help you move too. Contact us and ask any questions via our custom contact form.  We would love to hear from you!

 

Housing Market Crash or Rise in 2021?

housing future

Instead of just relying a crystal ball, there are some facts that help predict what will happen to home buying and selling in the coming year.

Throughout the pandemic, residential real estate markets across the country have remained steady, and most have even seen growth. While we feel for those that are truly suffering due to COVID-19 related losses, there are positive economic indicators for the future. The Federal Reserve Bank of New York’s Center for Microeconomic Data released a consumer survey of responses in September 2020 entitled Survey of Consumer Expectations showing less pessimistic views about personal financials in the year ahead due to improvements in the labor market and spending expectations.

Understanding a Buyers Comparative Market Analysis

Buyers CMA

A comparative market analysis, commonly abbreviated as CMA, is a report we prepare to help determine the value of a home. The report analyzes three or more recently sold properties similar to the home in question, usually chosen based on their similarities in size, location, age and quality.

CMAs are a valuable tool that you, as a buyer can use to ensure you are making a competitive offer on a home. CMAs are also used by sellers to help determine an accurate listing price.

Buying or Selling Over Winter? This Year is Different

winter real estate

If you think nobody buys or sells a home in the winter, this year may surprise you. If you check the numbers, you’d find that a good chunk of home purchases are done during the coldest months of the year. This year, because of low inventory and record low interest rates, homes are still getting bought and sold despite icy roads and snow-covered roofs.

In fact, if you are a numbers guy or gal, almost a million homes were sold in the U.S. last winter between December 2018 and February 2019. This year, industry experts expect winter home sales to be even greater. Sure, more homes are sold in the summer months. But, if you’re wondering if you should put off buying or selling a home until spring, why wait? You may be surprised to learn that there are actually advantages to buying or selling while Jack Frost is nipping at your nose.

What are the advantages? You’re about to find out!

How to Save, Budget and Manage Debt

saving money

Financial issues are a great concern to many people right now. Whether you have concerns about losing a job or other source of income, or just want to plan for the future in uncertain times, these money management tips can help.

Should You Buy or Sell a Home During Covid-19?

family looking at computer

We often receive questions about whether this is the right time to buy, considering COVID-19 has hung around longer than expected. It’s understandable—both buyers and sellers are worried about making a move right now. However, for those in a good position to buy or sell, the timing is very good. Here’s why.

Land of (more than) 10,000 Lakes

Itasca State Park

Whether you are new to the area, or are a long time resident, there is a lot to love and learn about the history of lakes country. Otter Tail County, and the surrounding communities, are immersed in beautiful streams, rivers and lakes. We are also the gateway to even more recreational areas. From our home base, you could create a lifetime of memorable recreational experiences, all within driving distance. This includes some of the most unspoiled wilderness on the planet.

The 4 Biggest Mistakes First Time Home Buyers Make (and how to avoid them!)

new home owners

Searching for homes to buy in Fergus Falls, Otter Tail County or the surrounding communities in West Central Minnesota can be hard.  For one thing- there’s a lot of ground to cover! But these tips can make it a lot easier for house hunters in the central lakes area.  Also by calling a REALTOR at with our Homes and Lakeshore team, we will help you avoid all the mistakes many homes buyers make.

If you’ve never been through the home buying process before, it can be easy to make missteps or to get caught up in small details that really don’t make much difference. With that in mind, we’re here to help. We’ve pointed out four of the most common house hunting mistakes, as well as how to avoid them. 

How to Be Less Stressed When Moving Cross Country

moving cross country

Moving to a totally different environment from what you are used to opens up a wealth of opportunities for new experiences and growth. But if the actual moving cross-country part has got you a little anxious, there is some smart preparation that will help the transition go smoothly.

Here are 5 things you can do to prepare for a big move so that the experience is uplifting, with perhaps a bit less heavy lifting.

Just bought a House? Great, Now Make it Your Home

empty home

One positive byproduct of the COVID-19 pandemic is incredibly low mortgage interest rates. For those that are able, this has made an incredible opportunity to buy a new home. As evidenced in West Central Minnesota, listings that are priced right are being snapped up almost as soon as they hit the market. If you just purchased a home, congratulations on taking this big step! Whether it’s your first one or the next landing spot on your journey, you have a new opportunity to design the perfect tropical living space for you and those sharing your household.

There is something about an empty house that is like a blank canvas about to come to life. With a little planning, inspiration and a splash of color, your home will soon be a vibrant masterpiece.

Can’t wait to get started? Here are 6 tips to customize your space, starting before you move in!

How Will Unemployment Affect You Buying a House?

trouble getting a mortgage

Perhaps you were planning on buying a house this year. Then a global pandemic hit, shuttering businesses and causing layoffs across the country. If you are one of the newly unemployed, you are not alone. According to PEW Research, unemployment ranks swelled by more than 14 million due to COVID-19. While it is generally more difficult to qualify for a home loan while you’re unemployed, there are steps to take to get back on track.

A mortgage lender will look for proof that you are able to make monthly loan payments, and will look at your current income sources and credit score.